How Long Does It Take to Settle a Workers’ Compensation Claim?

If you’re an employee who’s suffered a work-related injury or illness, you can file a workers’ compensation claim and recover benefits. Many injured or ill employees wonder how long it takes to settle a workers’ compensation claim. This is understandable, as a work-related injury or illness can cause significant financial difficulties. So, “How long does it take to settle a workers’ compensation claim.” There is no definite answer to this question. The time it takes to settle a workers’ compensation claim can vary widely depending on several factors. Depending on the specifics of your case, it can take a few months or several months or even years to settle your case. Patience is crucial throughout the workers’ compensation claims process.

Understanding the Workers’ Compensation Claims Process in Vermont

In Vermont, the workers’ compensation claims process begins with an employee reporting their injury or illness to their employer. You should report your injury or illness immediately or as soon as possible. Your employer can direct you to a company doctor for your first medical visit. However, after the initial visit, you can pick your own doctor. After reporting your injury, your employer has 72 hours to report to the Department of Labor. You should receive a copy of the report your employer files with the Department. You can make the report yourself if your employer fails to report your injury or illness. Your employer’s insurance company has 21 days after when your employer receives notice of your injury or illness to investigate your claim and determine if your injury is covered under workers’ compensation. If your claim is accepted, the next step is negotiating the benefits to be provided, which may include medical expenses, wage replacement, and vocational rehabilitation. The time it takes to negotiate and reach an agreement varies depending on the factors surrounding a case.

Factors That Can Affect How Long It Takes to Settle a Workers’ Compensation Claim

Several factors can affect how long it takes to settle a workers’ compensation claim, including the following;

Severity of the Injury or Illness

More severe or complicated injuries or illnesses require extensive medical evaluations and prolonged treatment. This can prolong the claims process. The time it takes to settle a workers’ compensation claim can be affected by how long it takes the injured or sick employee to complete treatment or reach maximum medical improvement (MMI). MMI is when your injury or illness is well stabilized and unlikely to change with or without additional treatment.

Complications in the Claim

If, for example, your employer’s insurance company disputes your injury or illness, your claim may take longer to resolve. Disputes can lead to further investigation, prolonging the settlement process.

Willingness To Reach an Agreement

The parties’ willingness to reach an agreement can significantly affect the duration of settling a workers’ compensation claim. Counteroffers or holding firm on positions can result in negotiations dragging on.

Legal Assistance

Retaining a skilled workers’ compensation attorney can significantly improve the speed with which your claim is processed. An attorney can negotiate more effectively with the insurance company. They can address any disputes or complexities that arise promptly, without delays.

Contact a Vermont Workers’ Compensation Attorney

If you’ve suffered a work injury or illness, contact our qualified Vermont workers’ compensation attorney at Sluka Law Firm to get help with your workers’ compensation claim.

Source:

labor.vermont.gov/workers%E2%80%99-compensation/injured-workers/claims-filing#:~:text=Understanding%20the%20Claim%20Process